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Credit report ask?
I am in the process of fixing the accounts on my credit report. It is not discouraging but it is not good any. My question is how do I take Experian to update an account that be a paid chargeoff?I own disputed it, sent letters, talk to the original company and they sent junk mail also to Experian and none of this worked. Is this one of those things that will stay for seven years even though it is paid?

Credit report CANADA?
if you have a credit card contained by your your name but its a second card underneath another person, does the credit report dance under the primary card holder or the soul whoes name is on the card

Credit report company and livelihood framework checks?
i want to check my credit report online. equifax won’t change outdated information i requested long ago. which is more accurate for me to try? isn’t in that some type of ‘free check’ offer that you can’t really trust next to hidden condition? how be your credit report experience? did they really cover your current/updated/accurate info?if not, that’d stingy false info maybe reported to whoever trying to take my credit review (bank, background check)also when you apply for some job, they want to background check you, right? i be set to, what do they do? what are you looking for?

Credit Report contains same acct reported by several agencies?
Can multiple collection agencies report the same debt for collections? I pulled my credit report from adjectives 3 agencies this morning & have be going over them with a fine-tooth comb today. In the course of this I enjoy discovered that several different collection agencies have reported one and the same debt on all 3 reports. Is this permitted? As it stands, it now appears that I enjoy more debt than is actually owed. How do I shift about getting the duplicates removed from the report? Do I dispute them next to the Credit Reporting Agency or attempt to contact the collection company that placed them there within the first place?Any help is reverberatingly appreciated … Thanks!

Credit Report Date Opened still on Credit Report!?
I am trying to raise my credit report. I enjoy an old Dillards tale of ,207.00. Date opened be 05/1996. Says Bal. date of 5/05. It was reported contained by like 1999. They keep hold of changing the go together date. I went online near the CSC and disputed the Bal. date. Can they keep shifting the balance date on me? Do I only just need to try to variety small payments to them? I have read adjectives types of things on consumer reporting and the credit bureau’s but am still confused as to whether the companies can keep shifting the balance date so they will stay on your report. Also, I enjoy a tenant tracker that says date open 05/2001. Balance date says 05/2004/ for .00. Do I necessitate to pay that sour if they will completed delete it from my CR? Last one is TXU Energy. Date Opened 04/1999 Balance Date 07/2005. Balance amt 0.00 High Limit 2.00. Says Account status as agreed Past due amt. and comments Current Account. Is that good? I also enjoy some less than 0 Collection Bal. Date 04? Should I discharge?

Credit report different from My credit league later credit report I buy?
I bought my 3 credit reports and I only have two negitive tradelines on all three, when I go to my credit union they pulled a credit report from Transunion and here was 3 more negitive tradelines on it from 9 years ago.Why did thoes tradelines not show up on the reports I bought?And I thought they be to “fall off” surrounded by 7 years.Thanks for your replies

Credit report discrepency?
my mom has have problems with her credit and for some idea it is showing up on my credit report. we both have like peas in a pod name (first and last) but our middle initial is different. however, after a recent credit check on my dub and soc security # shows not a short time ago my credit accounts (in good standing) but also other accounts (in discouraging standing and charged off accounts). I know that these accounts are not mine because it shows that they be open surrounded by the early 90′s and at that time I be barely 10 years dated. how can they screwed up such critical information and what must i do? (i assume they are my mom’s and somehow screwed up because of our names). also, they have my current heading as my mom’s name ( beside my mom’s middle intial) and my former name as my describe (with my middle initial). for example, my name is Mary T. Scott and my mom’s is Mary L. Scott. On my credit report, it down my name as Mary L. Scott and my former describe as Mary T. Scott under my soc sec #. What should i d

Credit report for my child?
Can I get a credit report for my babe to make sure that not a soul has be using her identity?? She’s only 6 months antediluvian!

Credit report give somebody the third degree?
When I pulled my credit report today I noticed that it single listed two years of settlement history. Is that all to be exact seen when someone else requests my report?

Credit report grill?
I am 51 years of age and recently divorced. I hold never looked at my credit report until now. My ex-wife told me that if I did, it would run points off of my credit report. My sound out is: when I viewed the credit report, it have my wrong birthdate, three social security numbers that weren’t mine (mine wasn’t on it) several address that I had never lived at (they appeared to be typos) and it be only two page long, yet I am a self-employed party and have have lots of credit history. (By the way, she is an accountant and did my bookkeeping.) Can someone explain how I could hold credit when my own social security number wasn’t even on the report, nor’ the right birthdate? Thank-you.

Credit Report Inquiries?
Any advise on how to remove credit inquiries from my report? I enjoy been cleaning up my credit report but it’s still showing alot of inquiries and be told this could significantly lower my score, however, I don’t know how to dispute them. Any push for? Thanks in mortgage

Credit report interrogate something like a charge past its sell-by date?
if you had a dupe against you on your credit report but it is now (after over 7yrs) tarnished as a “charge off” next to it, what does this tight-fisted? can you have it removed? and can the collector still try to hound you for it?

Credit Report Issue?
Im trying to clear my credit and have a give somebody the third degree. I pulled my credit report from all 3 agencies. I see that on a couple it indicates “Chrage Off”. What does that suggest? Would it make my credit worse or better? And I also see a year of 2008. Does that be determined it will clear from my record contained by that year?

Credit report not reporting debt?
I have debt from nearly 4 years ago. I just checked my credit report and none of it is on at hand. I havnt heard from these companies at adjectives. Is there a time that they enjoy? they cant just preserve my debt and pop up at any time can they? Do they have a specific amount of time up to that time they are not allowed to report it to my credit report? ps. I live contained by canada.Please help me I am so confused.

Credit report online?
i Beenlookin on google for a free credit report.. well i want one that you DONT own to pay and DONT own to enter your credit card.. thanks if anyone know

Credit Report Question?
I am currently trying to access my free credit report to see my credit score. I am a spanking new college graduate and am now renting an apartment surrounded by a different state than my parent’s home. Part of the screening process questions my mortgage loan provider and payoff and as identity check. If this is the case, it is the mortgage loan on my PARENT’s house. Is at hand a way to obtain around this? This is no longer my place of residence. Any help would be appreciated. Thanks.

Credit Report Question?
I have bleak credit due to poor decisions within my youth and I am currently filing liquidation. All of my credit cards have be charged off. There are two cards that document my former boyfriend’s (now husband) name as an authorized user. Those charge offs show up on his credit report. So my grill is, how can he have them removed from his report? He be not a co-applicant and should not be held liable for the debt. We were not married at that time any. Please only serious answers and no shamers, I am not proud of my poor choices and I own learned a huge lesson.

Credit report question?
I thought that items could only stay on your credit report for 7 years if they be closed or collection accounts. Most of what I had on at hand is off, but three companies hang on to selling the account and presently for two credit cards I have 8 entries on my credit report for matching account merely different collection agencies. Can they do that? Also, why would a law firm that be told (by a judge) that they waited too long and be fined themselves for their tactics still request my credit report on a monthly proof? Isn’t that harassment?And don’t explain to me to pay my bills, I do. This is from 8 years ago and be not my fault.

Credit Report Question?
I’m looking at my credit report right now, I enjoy a negative item on my report from a credit card article I opened within 2001, it was completely remunerated off by 2002, but on my credit report from experian its showing a concluding reported date in 2004. Negative items concluding up to 7 years, is this going to be on there till subsequent year or taken off within 2011?

Credit Report Question?
On my credit report there is a company name “CAP REV SVC”. Does anyone know what the real christen of this company is, or how I can contact them? I don’t owe the money that they say I do.

Credit Report Question?
There was a disputed item on my credit report from posterior in 2001. It be removed and now it is showing rear on my credit report again. It has greatly reduced my ranking. I worked very rugged to bring my score up.I am disputing it through experian, again. Are collection agencies alowed to remove an item and after put it back contained by for collections, after it was disputed? And what can I do to hold it removed?Also, is there anyway to remove credit inquiries from companies I didn’t seize approved from my report to help bring my ranking back up a bit?

Credit report question–accounts contained by right standing?
Two weeks ago, I applied for a new credit card and am still waiting to see if I own been approved. I a moment ago now checked my experian credit report and the report very soon lists the card I applied for as an explanation in upright standing. Does this mean I’ve be approved for the card?

Credit report say multiple accounts written past its sell-by date when infact I own remunerated the ENTIRE amount to the collectors?
I need serve please. I as a student incurred many debts and 2 years fund learnt that the accoutns be in failure to pay. I called up the bank (wells fargo, BOA and few others) only to cram that the accoutns had be closed or were referred to collection agencies. I contacted the agencies and inspite of one enticed to pay within part just I went ahead and completely remunerated off going on for 9000$ through 4 credit card accounts in 5 months. I requested them to report it as remunerated. Now when I go through my credit report after 2 years I see that they own mentioned the accounts as $ * written off! Is this something I can dispute. I did the best I could and salaried off the amounts within whole. I don’t hold the receipts as the payments were direct debit transfers but I can establish bank statements if I enjoy to. I would really appreciate some inpute from you on the credit forum.

Credit report sound out?
I got a card at Macys and chock-full out the form correctly but the idot woman sent it to the wrong address because she used my address on my license. So it took like 4 months for them to find ahold of me and get my definite address. They said they took of the late fees but will this hurt my credit report?

Credit report sound out?
I heard if you dispatch the credit bureaus a letter disputing something on your credit report, if they do not respond, or resolve in 30 days, they automatically have to remove it from your report. Also I hold some things on my report that are a few years old, that I never salaried, but are still open, and contained by collections, I have no intention on paying immediately, the damage is done, how do I return with rid of it. I thought after so long creditors have to stop persuing the bill.

Credit report, paying be a foil for on closed sketch i.e. almost seven years aged?
Charge account from 2000, will be sour my credit report in 10/07. The clear status is listed as >Charged bad as Bad DebtProfit and Loss writeoffcredit report effect any adjectives lending similar to a home loan?

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